Getting your bank account in shape is really tough at times. If your your like me when you look at your bank account it kinda looks like Christmas; but with nothing to cheer about. Then it’s time to get that fat Santa in shape. What can I do to get my bank account in shape? Well, for starters your bank account can expose a few habits. Like eating out, shopping, and memberships subscriptions to your favorite business. Not to mention the essentials bank loans, car loans, gas, water, trash and sewage and etc.
Dave Ramsey says,”act your wage.” One of my habits is eating out. I found myself spending five hundred dollars on eating out. Crazy I know! I maid a choice to cut back. Pack a lunch for work; eat at home and have snacks in the car. I paid a subscription to play video games. Cut it! It’s not helping me in anyway. It’s costing me money, besides I can go outside and do things that are fun and free. Maybe your not like me but you pay for cigarettes or vape. How much is that costing you? How much of your health are you willing to trade? How much would it cost you in five years? I say if it don’t benefit you in the long run then is it worth buying? Everyone likes a new phone but the price of a new phone is questionable. What’s wrong with your previous gen model? Nothing you say. Then why go out and spend twelve hundred dollars on a new phone? When your old phone works just fine. I still have a iphone 6 model that works great. The goal should be to have a small blue print so you can save as much as you can so you can have options in the future to grow.
Cut back on fast food, learn to cook at home. Limit your tv benign and find other ways to entertain yourself like reading or playing instruments. Put more green back in your account. Control your shopping habits. Make a list of what your gonna buy or only bring cash to the store. I hope these few tips help you get your bank account in shape so that when you look at your bank account their is something to be excited about; like Christmas.






